Credit Analyst

Oxyzo Financial ServicesIndoreFull-timePosted 3 days ago

This role involves conducting credit analysis for SME loans within Oxyzo Financial Services. The position requires 0 to 1 year of experience and is onsite.

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Key responsibilities of a credit analyst

The credit analyst will conduct a thorough analysis and appraisal of credit for SME loans. Responsibilities include performing financial analysis and underwriting for term loans, working capital, and unsecured loans, as well as evaluating and recommending business loan applications from SMEs. The analyst will also collaborate with different teams to facilitate smooth lending processes and maintain accurate transaction records while communicating effectively with stakeholders.

Who is the company looking for?

This role is suitable for candidates with 0 to 1 year of experience. It requires knowledge in areas such as underwriting, finance, lending, and SME lending. Proficiency in English (both spoken and written) and familiarity with MS-Excel and MS-Office will be beneficial. The position is located onsite in Indore, and candidates must be prepared to engage closely in a professional environment.

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Tips for succeeding in this application

It helps to develop strong skills in financial analysis and to be familiar with the processes of credit underwriting. Gaining proficiency in MS-Excel will be crucial for data analysis tasks. Understanding the lending landscape, particularly for SMEs, can enhance your knowledge and capabilities in this role. Effective communication skills are also important for collaborating with teams and stakeholders.

Company reputation

Oxyzo Financial Services has a rating of 3.1 from 674 reviews, suggesting a moderate level of employee satisfaction.

Skills that enhance your application

The role requires specific skills such as credit underwriting and finance, with MS-Excel and English proficiency being highly valued in similar positions.

Questions people ask about this role

What are the primary responsibilities of the credit analyst?

The credit analyst is responsible for credit analysis, underwriting, evaluating loan applications, and maintaining transaction records.

What qualifications does Oxyzo seek for this role?

Candidates should have 0 to 1 year of experience and knowledge in underwriting, SME lending, and finance.

Where is this job located?

This position is onsite in Indore.

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